WHAT TO DO IF YOU HAVE AN ACCIDENT ABROAD

Going abroad, you can be forgiven for wondering what could happen to you if something bad were to occur such as a serious illness or sudden injury. Accidents abroad can be distressing, especially if you are unsure about the consequences, not to mention other issues such as healthcare in that country and the affect it may have on your finances. If you are unsure of what to do, here are some useful tips:

  • Look at the details of your travel insurance policy (if you have one). Contact your insurer straight away and inform them of the details. It is possible that they may pay you a cash lump sum depending on whether you are covered.
  • Get medical attention. Receiving instant treatment and a diagnosis will help you later on in relation to how you communicate with your insurer, plus it will give you an idea of how long your injury or illness will last for.
  • Inform any friends and relatives at home of your situation as soon as possible. This will keep them in the loop about any developments, and they will do their best to ensure you return home quickly.
  • After you receive your diagnosis, if your insurer is either unwilling to pay you despite what is happened, consider taking some form of legal action against whoever is culpable for your injury. With assistance from a legal firm you could make a claim for compensation against those at fault for your predicament, which, if successful will not only achieve justice but give you the money needed to help your recovery and replace lost income.
  • Stay calm. This will help you to think about carrying out all the previous tasks which will make everything easier to cope with.